Board of Directors

Kapil Wadhawan (Chairman & Managing Director)

  • Post graduate Masters in Business Administration (specializing in Finance) from Edith Cowan University, Perth, Australia
  • Led robust growth of DHFL making it a leading mortgage lending company in India
  • Great knowledge and understanding of real estate and financial markets in India
Bikram Sen (Director & Chief Executive Officer)

  • Over 33 years of experience in Global Investment Banking and Mortgage Finance
  • Former CEO of DHFL. Propelled DHFL from an asset book of ~ $ 300 mil to ~ $ 2.5 bil
  • Former Managing Director of Chemical Bank, Tokyo
  • Led the acquisition of Deutsche Postbank Home Finance adding another $ 1.5 Bn. to DHFL’s asset book Worked for companies such as American Express, Chemical Bank (now J P Morgan Chase) and SBI and large fund houses like Quantum Fund (George Soros) and The Chatterjee Group
Harshil Mehta (Chief Executive Office, DHFL)

  • Over 15 years of leadership experience across diverse financial services functions including credit appraisal, operations and service quality.
  • Headed ICICI Home Finance as the Managing Director & CEO.
  • Previously worked with prominent entities like Transamerica Commercial Finance (Chicago), a leader in Inventory Financing & Fortune 500 Company and Whirlpool (India).
  • MSc from Mumbai University and an MBA (Finance) from Graduate School of Business, Mississippi State University, USA.
Kamal Lalit Kant (Director & Head- Real Estate)

  • Over 32 years of experience in the banking industry
  • Initial years with SBI at various centres and was associated with Product Development at the Corporate Centre
  • Later with Siam Commercial Bank, PCL, (a leading bank of Thailand) for over 16 years ; served as their General Manager and Country Head, India
  • Post-graduate from the Delhi School of Economics and a Certified Associate of the Indian Institute of Bankers
Deo Shankar Tripathi (Chief Executive Officer, Aadhar Housing Finance Ltd)

  • Over 18 years of experience in the Commercial Banking Industry.
  • Before Aadhar, he was COO of DHFL.
  • He joined the Union Bank of India in 1977 as Probationary Officer and held diverse positions, managing varied portfolios before being elevated to the level of Top Executive Grade.
  • Mr. Tripathi has managed varied roles covering Corporate Finance & Credit Management, Retail Banking, NPA Management, Rural Banking, Resources Mobilisation, Customer Relationship Management, Branch Network Expansion and HR Management.